An accident that happens due to someone else’s negligence and carelessness can prove to be a life-changing moment for any individual.
An auto accident doesn’t only damage the victim physically and mentally, but also financially. Financial damages, if left unresolved, can snowball, leading to mental stress, which can further deteriorate the health of the victim. At Kirakosian Law, our team of car accident lawyers in Los Angeles is ready to help fight insurance companies to get you the compensation you deserve.
Thus, claiming for financial damages is generally the first step in any auto accident lawsuit.
However, recovering damages isn’t as easy as it seems. When you’re seeking compensation for an injury after an accident, chances are you’ll be dealing with an insurance company. For instance, if you get into a car accident, you’ll probably be making the settlement claim with the liable party’s car insurance company.
However, insurance companies generally don’t make it easy for the victims filing claims.
Generally, the insurance companies employ a team of professional litigators that try their best to either fully dissolve the victims’ claims or pay those victims as little possible. Insurance companies know that victims who represent themselves may not know all of their legal rights.
Having a professional attorney file the claim on your behalf expedites the whole process makes it less cumbersome for you to claim compensation against the physical and psychological damages, and will help you settle for more than what the insurance company would pay if you tried to file the claim yourself.
In addition, the auto accident attorneys also gather case-related pieces of evidence, including the medical records, bills, and witness recordings, to make a solid case for you, enhancing your chances to come out with a larger settlement.
Role of Insurance Companies & How Car Accident Attorneys Deal with Them
The insurance companies act as the block between you and the compensation amount you deserve. Let’s dive into the details to understand how the insurance companies try to manipulate the case, and how your professional auto accident attorney can help combat that.
Filing a Claim with Insurance
When an accident occurs, both parties will most likely contact their insurance carrier and inform them about the incident.
In the next phase, the insurance carriers conduct a thorough investigation on the incident to determine the party at fault and how much the injured party is owed, especially how much the insurance company will cover.
They will go above and beyond to prove the other party at fault and minimize the gravity of their client’s negligence to reduce the compensation amount.
This is when and where you require a professional auto accident attorney. These attorneys can negotiate with the insurance company, and prove to them the negligence of the at-fault party, as well as the severeness of the accident, to come to a settlement tht will cover all the damages faced by the victim.
Insurance Claims Adjuster
Once the claim is filed and all the pieces of evidence are collected, the insurance claims adjuster will attempt to get a hold of you. Since the adjuster works for the insurance company, they will leave no stone unturned to benefit the company and pay you as little as possible.
So, when you’re called, you should be cautious of how much information you share with them. It’s vital not to acknowledge any fault or divulge information that could indicate your fault, as that could affect the case’s outcome.
However, an experienced and qualified attorney will probably advise you to tell any insurance agent who contacts you that you are represented by an auto accident attorney and that you will not be answering any questions. An experienced auto accident attorney will completely handle the case on your behalf, take care of all the meetings, and proceed to get you what you deserve, and not what they offer.