How to File an insurance claim in California?
If you have been in an accident, you may be entitled to claim damages against the at-fault driver’s insurance provider to repay you for your injuries and losses.
In order to make sure that you get the maximum payout you are entitled to, it is wise to involve a lawyer as soon as possible, since insurance companies have a variety of tactics to reduce their payouts on claims, such as
– Shifting fault to the victim(you)
– Not assessing the damage to its fullest extent
– Other questionable, ethically ambiguous tactics
If you engage a reputable lawyer to defend you, they can prevent your claim being reduced by these tactics.
After the accident occurs, you or your lawyer will need to get in touch with the at fault drivers insurance company to inform them about the accident. They will require a detailed account of what happened, and might give you additional instructions. You may also want to contact your own insurance to cover some of your damages.
What evidence can be used to determine fault and estimate liability?
To be eligible to collect compensation from the at-fault driver’sinsurance, fault must be conclusively proved. Your lawyer can help you investigate and gather evidence to help establish fault. This can include things like
• Property Damage Bills
• Photos that establish vehicle damage
• Video of the accident, if possible
• A police report
• Statements from eyewitnesses at the scene
• Any physical evidence, such as skid marks, or public utilities damaged by the collision.
Sometimes, either insurance company may engage a car accident reconstruction analyzer to determine the cause of the accident, along with the timeline.
Learn more about your rights
In order to effectively determine fault, receive damages, and be knowledgeable about the entire process, contact a legal firm for legal help. They can help you understand California’s at-fault car accident laws, and help you deal with insurers, proving liability, and assist you with finding supporting evidence for your claim.
These blogs are meant purely for educational purposes. They contain only general information about legal matters. They are not legal advice, and should not be treated as such. If you have any specific questions about any legal matter you should consult with an attorney.